Strategy

As the name of our firm suggests, the unique value we provide comes directly from the INTEGRATED FINANCIAL STRATEGIES we utilize with our clients. In working with clients we have seen a dominant pattern of product sales under the umbrella of "financial planning."

Financial planning focuses on trying to meet predetermined needs and goals. For the methodology to work, constant assumptions must be made for product growth rates, income tax rates, and future income needs. A financial plan requires a significant amount of reactive monitoring to account for changes in rates of return and other economic factors.

A Financial Plan does not take into account the global picture and the economic principles that truly impact money.

Personal financial engineering recognizes the economic realities of personal finance and focuses on how to protect your wealth from being eroded by income taxes, inflation, market fluctuation, fees, claims from creditors, and other costs.

The use of Multi-Dimensional Financial Strategies allows our clients to maximize the effective use of their money.

A strategic approach to personal finance ensures every dollar is used to its maximum potential. When money works effectively there is less pressure on it to meet your needs.

Money working more effectively and efficiently trumps the impact of rate of return increases and as a result decreases the need to take on risk to maximize performance.

The Strategic Planning Process

1. Value Discussion and Introduction

Value and Trust become the foundation for all meaningful long-term relationships. The purpose of this step is to provide you with a clear understanding of how we provide value to our clients and earn their trust.

2. Present Plan Consultation

The cornerstone of a sound financial process begins with where the client is financially and where they want to go. The value of the present position consultation is to provide you with a clear understanding of your current financial situation and to provide insight in how we will meet your objectives.

3. Internal Design and Economic Scenario Evaluation

The first planning step in building financial strategies is to identify the "inefficiencies" and the "economic erosion factors" that exist in the present position. The value of this step is a clear understanding of the barriers to meeting your ongoing financial goals most effectively.

4. Strategy Design

The second planning step is to design financial strategies built to optimize the present position, maximize the long-term financial position, and overcome the identified inefficiencies from internal design. All strategies are verified with the Wealth In Motion economic model. The use of the WIM model insulates decision-making from sales hype and product misinformation/opinion. Clients should expect a customized set of strategies and recommended plan of action from this step.

5. Game Plan Review

Significant financial decisions should be thoughtful, introspective, and deliberate. The game plan review will include a written Plan Summary as well as dedicated time to review the specifics of the plan before and during the implementation phase.

6. Implementation

Clients needs assistance in selecting the correct instruments for their desired strategies and a facilitator of the process. We provide the necessary assistance to ensure a seamless implementation of the desired strategies.

7. Keeping the Promise

Clients should expect service second to none. We will continually evaluate your strategies with the systems promised on a regular basis. Keeping the promise with our clients includes a periodic newsletter, quarterly contact, and annual reviews.

8. Continuing the Commitment

We will continue to strive to be the best advisors in the industry. We are committed to this business, and, more importantly to the success of your plan. My attitudes, knowledge, and skills will be constantly focused on the continued growth of your financial situation.

A sound plan must use financial products to the client’s advantage to ensure the highest use of all money.

After working with Winter I feel excited about my financial future. During the process, Winter was down-to-earth and never pressured me to buy anything. Working with him was very comfortable. Anonymous

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A Registered Investment Advisor